Bunga Floating KPR: What to Expect?

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2021.12.02 05:56 tangkisbulu Bunga Floating KPR: What to Expect?

Hi everyone,
Mungkin sebelumnya udah pernah dibahas, tapi mengingat sekarang kondisi serba ga tentu thanks to pandemi, siapa tau ada yg bisa ngasih update/insight baru buat gw.
Desember kemarin gw menikah, dan dalam rangka mempersiapkan kehidupan pernikahan, sekitar 3 minggu sebelum nikah gw memutuskan untuk ambil kpr. Kebetulan lg ada promo DP rendah (5%) dan bunga fix rate 3 taun yg menurut gw lumayan (5.99%), karena masih single income gw ambil tenor 20 taun. Masih ada 2 taun sebelum gw masuk floating period, but i want to know what i'll be dealing with.
Full disclosure: i really didn't put too much thought when i made this deal. Pertimbangan saat itu cuma gw dan istri sreg sama rumah dan lingkungannya, secara finansial kita cukup mampu, that's it. Kita ga ada survey mengenai bank, suku bunga, dan tetek bengek lainnya.
So if you guys can give any advice/info on: 1. Berapa kira2 kenaikan bunganya (kalo kata orang bank sih mungkin sekitar 11%, but tbh i don't know how that translates to idr); 2. Bisa ga sih kita nego rate bunga; 3. Sharing pengalaman sebagai sesama pejuang kpr, dan mungkin ada yg 'ngasal' juga kaya gw; i'd really love to hear it.
Thank you!
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2021.12.02 05:56 JS-CroftLover How to complain ?

Must it be on the game developers website or on Google Play Store ?
The thing is... yes, it dates some days ago... but I won the Mine Time on Monday and there were no new trophy obtained in the Mayor's building.
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2021.12.02 05:56 Esperaux The (supposed) limits of capitalism

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2021.12.02 05:56 redditniggie lmao if big smoke was 50

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2021.12.02 05:56 lets_talk2566 Missing Time.

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2021.12.02 05:55 newsdk Partier: Det er udelukket at tage en diskussion om vaccinepligt

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2021.12.02 05:55 newsdk Regeringen vil lade boligejere og udlændinge finansiere pressede fængsler

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2021.12.02 05:55 Hierarchyy Does anyone know how to fix this? Like I already uploaded 6 pictures and passed the verification and everytime Bumble asks for another profile picture it keeps on saying Something went wrong ... i tried signing out, and installing it again. Nothing works, I'm stuck here for hours now. 😬

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2021.12.02 05:55 Rainbowandsmile Batteria che fa "laggare" il pc?

Salve a tutti. Posseggo un PC da quasi 10 anni e, per l'uso che ne faccio, è il top. Chiaramente, in tutto questo tempo, la batteria si è consumata. Ho cambiato, in questi anni circa 2 batterie. L'ultima l'ho comprata proprio un paio di giorni fa poichè stare sempre in corrente, con eventuali sbalzi di tensione, stava iniziando a scocciare.
Da quando ho questa batteria ho notato che il PC ha dei leggeri rallentamenti: quando scrivo, quando passo da una finestra all'altra ma, soprattutto, quando guardo dei video (in più c'è anche audio gracchiante di tanto in tanto). Ora che ci penso, anche in passato, con la vecchia batteria, succedeva qualcosa del genere ma ho sempre associato questo lag alla vecchiaia del PC.
Tutto il tempo in cui è stato in corrente, prima di comprare la batteria, non ha mai dato questi problemi. I rallentamenti avvengono sia quando è in carica in corrente sia quando non c'è alimentazione.
Ora mi chiedo: è possibile che la batteria (chiaramente non originale perchè non ne fanno più) possa causare questi rallentamenti? Se sì, come posso risolvere il problema?
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2021.12.02 05:55 Personumber3 You’ve been Captured by Squirrels

You are trapped in a fenced area. Far away you can just barely see the outlines of other fences, but not what’s inside them. Part of your fence has a locked gate. Outside the fence there are several bookcases full of books and a group of squirrels. Some of them are standing outside you fence, watching you. Others are fighting each other and dead squirrels litter the edge of their conflict. The rest sit on the bookshelves, tearing up books and eating the shreddings. Besides you is a mound of nuts of all kinds.
What should you do?
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2021.12.02 05:55 Maxiking2491 Impfung kreuzen Pfizer/Novavax

bin 2 mal geimpft mit Pfizer und mich würde interessieren, ob es möglich bzw problematisch wäre, die 3te Impfung mit z.b Novavax zu machen, sofern es sich zeitlich mit der Zulassung ausgeht?
Bin auf dem Gebiet absoluter Laie, also falls jemand mir das erklären kann ob das gut/schlecht ist, wäre ich sehr dankbar
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